Chase Freedom Benefits Calendar
Introduction
As a credit card holder, one of the things that you should be aware of is the rewards program that comes with it. One of the credit cards that offer a rewards program is the Chase Freedom card. One of the benefits of this card is the Chase Freedom Benefits Calendar. In this article, we will discuss the benefits of this calendar, how it works, and how you can maximize your rewards.
What is the Chase Freedom Benefits Calendar?
The Chase Freedom Benefits Calendar is a schedule of bonus categories that offer 5% cash back on purchases made with your Chase Freedom card. The bonus categories change every quarter, allowing you to earn cash back on different types of purchases throughout the year.
How Does it Work?
Each quarter, Chase announces the bonus categories for the upcoming quarter. To earn the 5% cash back, you must activate the bonus categories on your account. You can do this online, through the Chase app, or by calling the number on the back of your card. Once activated, you will earn 5% cash back on all qualifying purchases made with your Chase Freedom card in the bonus categories.
Maximizing Your Rewards
To maximize your rewards with the Chase Freedom Benefits Calendar, you should plan your purchases around the bonus categories. For example, if the bonus category for the quarter is restaurants, you can use your Chase Freedom card to pay for your meals and earn 5% cash back. You can also combine your Chase Freedom card with other cards that offer rewards on different types of purchases to maximize your rewards.
List of Events and Festivals in Chase Freedom Benefits Calendar
Here are the bonus categories for the Chase Freedom Benefits Calendar for 2023:
- January-March: Gas Stations, Internet, Cable and Phone Services
- April-June: Grocery Stores and Home Improvement Stores
- July-September: Restaurants and Movie Theaters
- October-December: Department Stores, Wholesale Clubs, and Select Streaming Services
Events and Festivals Celebration for Chase Freedom Benefits Calendar
The Chase Freedom Benefits Calendar does not have any specific events or festivals associated with it. However, you can take advantage of the bonus categories to save money on purchases you would make anyway. For example, if the bonus category is grocery stores, you can stock up on non-perishable items or items that are on sale to maximize your rewards.
Question and Answer
Q: Do I need to activate the bonus categories every quarter?
A: Yes, you need to activate the bonus categories every quarter to earn the 5% cash back.
Q: Is there a limit to how much cash back I can earn?
A: Yes, there is a limit of $1,500 in combined purchases per quarter for the bonus categories. Once you reach this limit, you will earn 1% cash back on all additional purchases.
Q: Are there any restrictions on the types of purchases that qualify for the bonus categories?
A: Yes, there are some restrictions on the types of purchases that qualify for the bonus categories. For example, for the grocery store category, purchases made at convenience stores, gas stations, and warehouse clubs may not qualify.
FAQs
Q: How do I know what the bonus categories are?
A: Chase will send you an email or a mailer with the bonus categories for the upcoming quarter. You can also check the Chase website or app for the bonus categories.
Q: Can I switch to the Chase Freedom card if I already have a different Chase card?
A: Yes, you can apply for the Chase Freedom card even if you have a different Chase card. However, you may need to meet certain eligibility requirements to be approved for the card.
Q: Can I use my Chase Freedom card for purchases outside the bonus categories?
A: Yes, you can use your Chase Freedom card for purchases outside the bonus categories. However, you will only earn 1% cash back on these purchases.
Conclusion
The Chase Freedom Benefits Calendar is a great way to earn cash back on purchases you would make anyway. By planning your purchases around the bonus categories, you can maximize your rewards and save money. Don’t forget to activate the bonus categories every quarter to take advantage of the 5% cash back offer.
